About Us

California, Maryland InsuranceThe Bahr Insurance Agency, along with Erie Insurance, is committed to specializing in you by offering a level of products and service that is second to none. We provide true satisfaction, true service, and true savings, along with the assuredness that you are our most important customer. That’s the Erie Insurance true blue promise, and it is our pleasure to bring it to you.

We are a full service agency offering both personal and business products. Whether it be auto insurance, home insurance, umbrella insurance, life insurance, inland marine insurance, general liability, or your commercial/business needs, we have you covered.

We are not your average insurance agents, and Erie Insurance is not your average insurance company. Erie Insurance is one of the few carriers in the nation with an A.M. Best rating of A+. J.D. Power and Associates ranks Erie as one of the top independent agent insurers for customer satisfaction in auto, collision repair, and homeowner categories. Business Week rates ERIE in the top 30 of all companies for customer service with the likes of Starbucks and Lexus. Erie Insurance Group is ranked among the 500 largest U.S. companies, in terms of revenue, by Fortune magazine in 2013. Erie Insurance Group is the 23rd largest property/casualty insurance group based on Policyholder surplus, and the 18th largest property/casualty insurer in the United States based on total lines net premiums written. It is the 12th largest auto insurer and 14th largest home insurer in the country based on direct premiums written, and the 2nd largest auto insurer in Pennsylvania.

An Independent Advantage

We are Independent Agents in California, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Bahr Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

April 19th, 2014 by Bahr Insurance Agency